Commercial General Liability Insurance

The Commercial General Liability Insurance protects the insured against the legal liability of paying compensation for physical injury or damage to property in relation to the Insured’s business. Basically, any liability occurring out of the Insured’s compound, products or operations get included.

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  Requirements

  The Commercial General Liability Insurance (CGL) offers coverage against claims of physical injury or property damage in relation to the business of the Insured. An extensive range of Liability loss exposures occurring out of the Insured’s compound, products or operations get included in the Commercial General Liability Insurance.

Features & Benefits

1. Depending on the policy form chosen, the policy can operate on an occurrence basis or a claim-made basis.
2. The Limit of Indemnity is aggregate limit available for all Claims under the Policy.
3. The Policy extends to pay to or on behalf of:
   1. Any director, executive officer or worker of the Insured
   2. Any Principal, in respect of that Principal’s vicarious liability for the negligent acts or omissions of the Insured
   3. The officers, committee and members of the Insured’s canteen, social, sports, first aid/ medical, fire fighting and employee welfare organizations in their respective capacity as such; or
   4. The legal personal representative of any person entitled to indemnity under the policy in circumstances giving rise to indemnity under this policy.